Important!:


       +-----------------------------------------------------------+
       ¦ On December 2001, the Argentinian Government imposed      ¦
       ¦ restrictions on bank withdrawals.                         ¦
       ¦ On January 6, 2002 it officially devaluated the Peso.     ¦
       ¦                                                           ¦
       ¦ As a result of those measures, a free float exchange      ¦
       ¦ rate was established. It will change in a daily basis     ¦
       ¦ according to supply and demand.                           ¦  
       ¦ In addition, The Argentinian Government has issued other  ¦
       ¦ measures that may affect local and international          ¦
       ¦ business transactions.                                    ¦
       ¦ For futher information, please consult the International  ¦
       ¦ Risk and Payment Review, a D&B publication.               ¦      
       ¦                                                           ¦
       ¦ It is recommended that the above information be carefully ¦
       ¦ evaluated when making business decisions and that future  ¦
       ¦ events continue to be monitored.                          ¦
       +-----------------------------------------------------------+






    BUSINESS INFORMATION REPORT                                 Jun 29, 2002
    Condensed                                                               



    D-U-N-S Number: 97-081-4638                         CUIT:  30-11111111-1 
                                        International Rating:            -- 
                                             Domestic Rating:           5A 3
                                           Prev. Dom. Rating:           3A 2

EMPRESA MODELO S.A.
   (Before: Empresa Modelo S.R.L.)
                                        
                                        BUSINESS: Motor vehicle transmissions,
                                        drive assemblies, and parts 
                                        
                                        SIC(s): 37140200 37140300 - 50130100 
    
    Viamonte 570
    Pisos 2° y 3º
    1053 - Buenos Aires
    Argentina
    
    
    Internet E-Mail: info@empresa-modelo.com.ar                               
    Web Page: http://www.empresa-modelo.com.ar                                
    
    
    Tel(s): (54)      (011)  43183100    Fax: (54)     (011)  43183183
                                                       (011)  43183190        
    
    ------------------------------- SUMMARY --------------------------------
    Established    : 1948                 Payments      : SEE COMMENTS       
    Control        : 1992                 Sales         : $ 256,610,319      
    Legal Actions  : YES                  Net Capital   : $ 176,841,566      
    Fin. Position  : GOOD                 Employees     : 250 (40 here)      
    Trend          : STEADY               Imp. Exp.     : IMPORTS/EXPORTS    
    History        : BUSINESS             Status        : ACTIVE             
    Legal Structure: Corporation    
    ----------------------------- EVALUATION -------------------------------
    
    EMPRESA MODELO S.A. financial status as of Dec 31, 2000, showed good
    financial condition, which was reflected by the following: 
    
         * Current ratio was high 
         * Liquidity index was high. 
         * Working capital was high. 
    
    
    The subject's economic situation, as of that date was good, this was
    reflected by the following: 
    
         * Indebtness index low. 
         * Creditworthy index very high. 
    
    
    Current Assets were mainly concentrated on Inventories and Credits for
    Sales, while Short Term Liabilities were mostly concentrated on Commercial
    Debts. Annual Sales 256.610.319 Pesos, closing the period with a Net
    Profit 15.570.918 Pesos. Net Worth was 178.108.024 Pesos. Trend was
    steady. 
    
    Respect to its previous fiscal the following variances can be observed: 
    
                +----------------------------------------------+
                ¦                                    VARIATION ¦
                +----------------------------------------------¦
                ¦ Cash                         ¦           -9% ¦
                ¦ Accounts Receivable          ¦           16% ¦
                ¦ Collection Period            ¦        9 days ¦
                ¦ Inventory                    ¦          -26% ¦
                ¦ Inventory Turnover           ¦       1 times ¦
                ¦ Fixed Assets                 ¦           -0% ¦
                ¦ Short Terms Liabilities      ¦            0% ¦
                ¦ Working Capital              ¦          -33% ¦
                ¦ Net Sales                    ¦           -8% ¦
                ¦ Direct Costs                 ¦            0% ¦
                ¦ Net Earnings                 ¦           70% ¦
                +----------------------------------------------+
    
    
    ------------------------------ PRINCIPALS ------------------------------
    
        Board of Directors:                                                   
    
        Jorge Andrés Natalino                     President                   
        Fabián Andrés Silverman                   Vice-President              
        Mariano Mauricio Goldman                  Permanent Director          
        Delia Rita García                         Deputy Director             
        Carlos Pérez                              Deputy Director             
    
        Auditing Board:                                                       
    
        Juan Alberto Triventi                     Permanent Syndic            
        Ricardo Enrique Tagliabue                 Deputy Syndic               
    
        Chief Executives:                                                     
    
        Mariano Mauricio Goldman                  General Manager             
        Pablo Souza                               Sales Manager               
        Eduardo Perea                             Administrative Manager      
        Francisco Muzzi                           Financial Manager           
        Luis López                                Human Resources Manager     
        Cristian Pardo                            Data Processing Manager     
    
    
    ---------------------------- SPECIAL EVENTS ----------------------------
    
    On Jun 20, 2001, Sir Francisco Mauricio Goldman who held the office of
    President died after 10 years of service with subject. 
    
    
    -------------------------------- PAYMENTS ------------------------------
    
    
    
                     **   D&B's GLOBAL TRADE EXPERIENCES   ** 
    
    D&B obtains payment references from local and international suppliers.
    References listed below may be from either or both sources. Amounts may be
    rounded to nearest figure in prescribed ranges. 
    
 ---------------------------------------------------------------------------  
                         HIGH                          LAST    
  DATE FULFILLMENT     CREDIT        OWES        TERMS PURCHASE CONCEPT
 ---------------------------------------------------------------------------  
 05/01 Prompt          10,000       5,000           30 05/01       *4
 05/02 Cash on de                           
    
    Pay Concept:
             *4  Good
 ---------------------------------------------------------------------------  
    
    
    Payment references contained in this report may have been obtained from
    the same source in different months and monetary units. In some instances,
    payment beyond terms can be the result of disputes over merchandise, lost
    invoices, etc. 
    
    
    
    -------------------------- COMPARATIVE FIGURES -------------------------
    
                                  Dec/2000         Dec/1999         Dec/1998  
    
    Current Assets              69,329,903       89,121,305       87,112,171
    Current Liabilities         29,846,997       29,739,562       31,319,604
    Non Current Assets         149,139,536      149,358,509      140,034,957
    Non Curr. Liabilities       10,514,418        7,926,463       10,158,255
    Working Capital             39,482,906       59,381,743       55,792,567
    Net Tangible Capital       176,841,566      198,090,770      183,470,359
    Net Worth                  178,108,024      200,813,789      185,669,269
    Net Sales                  256,610,319      279,202,578      294,845,865
    Net Profit (Loss)           15,570,918        9,137,748       20,001,610
    
    
    In order to estimate Net Tangible Capital, Intangible Assets were deducted
    from Net Worth. 
    
    
    ------------------- ECONOMIC - FINANCIAL INDEXES -----------------------
    
                                  Dec/2000         Dec/1999         Dec/1998  
    
    Collection Period (days)         43.98            34.62            24.12
    Inventory Turnover (times)        8.14             6.47             8.65
    Current Endebtedness              0.16             0.15             0.17
    Total Endebtedness                0.22             0.19             0.22
    Current Ratio                     2.32             2.99             2.78
    Liquidity                         1.26             1.54             1.69
    Solvency                          5.41             6.33             5.47
    Fixed Assets/Total Assets         0.80             0.72             0.74
    Own Resources                     0.80             0.83             0.80
    Return on Sales (%)               6.06             3.27             6.78
    Return on Assets (%)              7.12             3.83             8.80
    Return on Net Worth (%)           8.74             4.55            10.77
    
    
    
    
    ------------------------- FINANCIAL STATMENT ---------------------------
    
    GENERAL BALANCE SHEET AS OF DECEMBER 31, 2000 (in Pesos).
    
    ASSETS
    
      Cash & Banks                                 2,788,949
                                              --------------
    Cash and Banks                                                2,788,949

      Investments                                  2,174,315
                                              --------------
    Total Investments                                             2,174,315

      Credits for Sales                           31,355,995
                                              --------------
    Sub-total Credits                                            31,355,995

    Total Credits                                                31,355,995

      Inventory                                   31,510,644
                                              --------------
    Total Inventories                                            31,510,644

      Property and Equipment                       1,500,000
                                              --------------
    Total Other Assets                                            1,500,000


    TOTAL CURRENT ASSETS                                         69,329,903


      Other Credits                                   70,658
                                              --------------
    Sub-total Other Credits                                          70,658

    TOTAL CREDITS                                                    70,658

      Investments                                    157,118
                                              --------------
    Total Investments                                               157,118

      Property and Equipment                     142,706,764
                                              --------------
    Total Property and Equipment                                142,706,764

      Fiscal Credit                                4,938,538
                                              --------------
    Total Other Assets                                            4,938,538

      Intangible Assets                            1,266,458
                                              --------------
    Total Intangible Assets                                       1,266,458


    TOTAL NON CURRENT ASSETS                                    149,139,536



    TOTAL ASSETS                                                218,469,439



    LIABILITIES AND NET WORTH
    
      Commercial Debts                            15,027,302
      Financial Debts                              6,429,353
      Fiscal Charges                               2,822,964
      Wages and Payroll Expenses                   3,584,481
      Corporations Sec. 33 Act 19550                 110,733
      Other Liabilities                            1,872,164
                                              --------------

    TOTAL CURRENT LIABILITIES                                    29,846,997


      Wages and Payroll Expenses                     144,907
      Forecasts                                   10,314,034
      Other Liabilities                               55,477
                                              --------------

    TOTAL NON CURRENT LIABILITIES                                10,514,418


    TOTAL LIABILITIES                                            40,361,415



      Subscribed Capital                          20,000,000
      Non Capitalizable Contributions              2,656,565
      Stock Premium                                  366,868
      Legal Reserve                                4,286,648
      Other Reserves                              42,074,535
      Technical Revaluation                       27,066,852
      Retained Earnings                           81,656,556
                                              --------------

    TOTAL NET WORTH                                             178,108,024


    TOTAL LIABILITIES AND NET WORTH                             218,469,439



    STATMENT OF INCOME
    
      Sales                                      256,610,319
                                              --------------
    Total Gross Sales                                           256,610,319
    Total Net Sales                                             256,610,319
      Cost of Sales                             -173,565,665
                                              --------------
    Total Cost                                                 -173,565,665
    Gross Earnings                                               83,044,654
      Administration Expenses                    -17,656,525
      Marketing Expenses                         -52,686,726
                                              --------------
    Operative Earnings                                           12,701,403
      Financial and Holding Earnings             265,623
      Other Incomes                                9,892,323
      Permanent Investment Earnings                3,232,223
    Ordinary Earnings                                            26,091,572
      Extraordinary Earnings                      -4,827,197
                                              --------------
    Total Extraordinary Earnings                                 -4,827,197
    Earnings Before Taxes                                        21,264,375
      Taxes                                       -5,693,457
                                              --------------
    Total Taxes                                                  -5,693,457


    FISCAL YEAR PROFIT (LOSS)                                    15,570,918


    
    ASSETS AND LIABILITIES IN FOREIGN CURRENCY
    
    (Value in Pesos)
    Total Assets                                                 17,535,521
    Total Liabilities                                            29,333,353
    
    EXPENSES COMPARISON
    
    ------------------------------------------------------------------------
    ITEM                                  2000         1999     Variation(%)  
    ------------------------------------------------------------------------
    Management Retribution               956,645      1,084,574          -11
    Fees due to Services              30,637,859     36,817,942          -16
    Wages & Salaries and Social Se    51,932,425     53,775,475           -3
    Social Contributions              16,615,339     22,735,577          -26
    Advertising                       14,735,379     16,019,427           -8
    Materials                          3,905,492      7,878,061          -50
    Commercial Interests                       0          6,814           --
    Taxes and Contributions              875,145      1,041,549          -15
    Fiscal Interests                     182,570        235,803          -22
    Property & Equipment Depreciat    14,510,800     12,645,978           14
    Intangible Assets Depreciation           361            361          000
    Compensations                      8,749,419      5,473,486           59
    Contingencies Forecast             4,408,714      3,266,349           34
    Provision Bad Debt                   952,401      1,141,634          -16
    Bank Expenses                        651,244        715,895           -9
    Sundry Expenses                   10,302,029     10,457,980           -1
    Other Expenses                     3,199,751      2,007,627           59
    ------------------------------------------------------------------------
    TOTALS                           162,615,573    175,304,532           -7
    ------------------------------------------------------------------------
    
    
    
    
    CONSOLIDATED BALANCE SHEET AS OF DECEMBER 31, 2000 (in Pesos). 
    
    ASSETS 
    
    CURRENT ASSETS                                               89,301,358
    NON CURRENT ASSETS                                          149,635,535
    TOTAL ASSETS                                                238,936,893
    
    
    
    LIABILITIES / SHARES OF THIRD PARTIES / NET WORTH 
    
    CURRENT LIABILITIES                                          32,356,413
    NON CURRENT LIABILITIES                                      12,353,828
    TOTAL LIABILITIES                                            44,710,241
    3RD PARTY INTERESTS IN CONT. COMPANIES                       16,118,628
    NET WORTH                                                   178,108,024
    TOTAL                                                       238,936,893
    
    
    
    STATMENT OF INCOME 
    
    NET SALES          261,656,323
    NET PROFIT                                                   15,570,918
    
    Statement Audited by LOPEZ SALGADO Y ASOCIADOS, C.P.C.E.C.F. Tº 7 Fº 25.
    Signed by Accountant JUAN CARLOS VAZQUEZ, C.P.C.E.C.F. Tº 67 Fº 235. 
    
    
    
    
    
    REAL ESTATE 
    
    Subject owns real estate located at: 
    
    Viamonte 570, Pisos 2º y 3º, Buenos Aires, Argentina. Did not present
    title of property. Control: 100%. 
    
    Avenida Mitre 6640, Munro, Buenos Aires, Argentina. Did not present title
    of property. Control: 100%. 
    
    Reconquista 1010, Piso 2º , Buenos Aires, Argentina. Did not present title
    of property. Control: 100%. 
    
    José Alberto Carrizo 9663, Buenos Aires, Argentina. Did not present title
    of property. Control: 100%. 
    
    +----------------------------------------------------------------------+
    ¦ Uses  D&B's  services  for  the  verification  of  properties domain ¦
    +----------------------------------------------------------------------+
    
    
    
    RENT(S) 
    
    Subject also rents premises located at: 
    
    neuquen 602, buenos aires. Pays for said concept 500 Pesos. 
    
    
    
    VEHICLES 
    
    
    Vehicle(s) include: 2 vehicles, Ford Escort, model 1999; 3 vehicles,
    Peugeot 405, model 1999; 4 vehicles, Renault 19, model 1998; 1 trucks,
    Ford 14000, model 1992. Equipment include: 1 (Prensa HYD) model (JVC10002)
    year (1998); 1 (Prensa NYD) model (JVC 1003) year (2000). 
    
    
    
    
    
    ------------------------------- UPDATE ---------------------------------
    
    On May 21, 2001, the Accountant Victoria Del Río ( Auditing Chief )
    submitted the General Balance Sheet as of December 31, 2000. Confirmed
    Board of Directors, historical and business information. 
    
    
    
    MONTHLY SALES FIGURES
    
    
    ------------------------------------------------------------------------
     MONTH YEAR                  MONTHLY SALES                 CURRENCY
    ------------------------------------------------------------------------
       Jan 2001                     16,963,211                 Pesos        
       Feb 2001                     12,998,347                 Pesos        
       Mar 2001                     19,122,399                 Pesos        
       Apr 2001                     13,337,567                 Pesos        
    ------------------------------------------------------------------------
    
    
    
    INSURANCE 
    
    Has insurances taken out with: 
    
    La Equitativa del Plata S.A. de Seguros . Insurance type: all risks
    insurance, covering assets in general, for USD 122,000,000. Prime annually
    for 10,000 Pesos, maturity date January 1, 2002. 
    
    
    
    ------------------- LEGAL RECORDS AND DISSABLEMENTS --------------------
    
    Inquiries carried out as of May/21/2001, allowed to report 
    
    SUITS: 
    
    On Feb/19/1999 a Summary Proceeding was filed in Court Nº 14, Secretary Nº
    28, by MARIA F. REY Y ASOCIADOS. On Jan/1/1999 Auditing Chief Accountant
    Victoria Del Río informed to have reached to an extra-legal agreement . 
    
    
    On May/25/1999 a Summary Proceeding was filed in Court Nº 7, Secretary Nº
    14, by MARCELO A. SENAR. On Jan/1/2000 Auditing Chief Accountant Victoria
    Del Río informed to have reached to an extra-legal agreement . 
    
    
    
    OTHERS: 
    
    On Dec/18/1999 registered a Official Letter Act 22172 at Court Nº 8,
    Secretary Nº 16, requested by RAMON Z. MEDINA. No details could be
    obtained on this issue . 
    
    
    
    
    -------------------------------- BANKS ---------------------------------
 
    May 2001
    
    Operates with the following bank(s): 
    
    Banco de la Provincia de Buenos Aires, headquarters, San Martín 137,
    Buenos Aires, Argentina, telephone: (011) 4331-1780, account number
    11489-123/0. Overdraft margin Pesos 5,000,000. 
    
    Banco de la Nación Argentina, headquarters, Bartolomé Mitre 326, Buenos
    Aires, Argentina, telephone: (011) 4326-1000, account number
    0089998777/0-9. Overdraft margin Pesos 100,000. 
    
    Citibank N.A. (Sucursal Argentina), headquarters, Bartolomé Mitre 502/30,
    Buenos Aires, Argentina, telephone: (011) 4322-0013, account number
    9987781223/202-3. 
    
    BankBoston N.A. (Sucursal Argentina) , headquarters, Florida 99, Buenos
    Aires, Argentina, telephone: (011) 4332-9966, account number 48975/023.
    Overdraft margin Pesos 1,500,000. 
    
    Banco Río de la Plata S.A., headquarters, Bartolomé Mitre 480, Buenos
    Aires, Argentina, telephone: (011) 4348-5000, account number 997533311. 
    
    Banco Francés S.A., headquarters, Reconquista 199, Buenos Aires,
    Argentina, telephone: (011) 4340-4343. 
    
    Banco de Galicia y Buenos Aires S.A., headquarters, Teniente General Juan
    Domingo Perón 407, Buenos Aires, Argentina, telephone: (011) 4369-6977,
    account number 9877854-001. Overdraft margin Pesos 800,000. 
    
    
    ------------------------------ DUD CHEQUES -----------------------------
    
     The subject has 3 dud cheques. 
    
    
    ---------------------------- FINANCIAL SYSTEM DEBTORS --------------------
    
    
    As per information held in our files, subject registers the following
    history of its banking debts: 
    
    --------------------------------------------------------------------
       DATE                       TOTAL DEBT                  # OF BANKS
    --------------------------------------------------------------------

     31/8/2000                4,792,000 Pesos                     5     
    
              - In 4 by 90%. Normal.                                      
              - In 1 by 10%. With problems.                               
    --------------------------------------------------------------------

     30/9/2000                4,850,000 Pesos                     5     
    
              - In 5 by 100%. Normal.                                     
    --------------------------------------------------------------------

    31/10/2000                4,178,000 Pesos                     5     
    
              - In 4 by 90%. Normal.                                      
              - In 1 by 10%. With problems.                               
    --------------------------------------------------------------------

    30/11/2000                4,901,000 Pesos                     5     
    
              - In 5 by 100%. Normal.                                     
    --------------------------------------------------------------------

    31/12/2000                4,875,000 Pesos                     5     
    
              - In 5 by 100%. Normal.                                     
    --------------------------------------------------------------------

     31/1/2001                4,915,000 Pesos                     5     
    
              - In 5 by 100%. Normal.                                     
    --------------------------------------------------------------------
    
    
    
    
    ------------------------------ HISTORY ---------------------------------
    
    Corporation. Chartered on January 23, 1992. Registered on May 24, 1992, at
    the Registro Público de Comercio, File N° 7.638, Page 12, Book 116, Volume
    A. Published on May 24, 1992, in Official Bulletin. Registered on May 31,
    1992 at the Inspección General de Justicia, File N° 1.201.286. Term 99
    years, expires on May 24, 2092. 
    
    The activities were started by SIMON GOLDMAN, in 1948, addressed at
    Avenida Leandro N. Alem 928, Piso 1°, Buenos Aires, Argentina; , the
    business was continued by SIMON GOLDMAN & ASOCIADOS in 1970; , business
    was followed by subject on April 1, 1992; moving to heading address, on
    April 3, 1998 
    
    Originaly registered on May 24, 1992, under business name of EMPRESA
    MODELO S.R.L., legal form Limited Partnership. 
    
    On April 3, 1998 the legal structure was modified to Corporation,
    registered in the Registro Público de Comercio, Buenos Aires, Book 7.638. 
    
    
    
    Capital allocated: 2,000,000.0000000 Pesos. Divided into: 
    
    10,000,000 common shares type A nominal value 0.0002500 Pesos, 5 votes per
    share. 
    
    5,000,000 common shares type B nominal value 100.0000000 Pesos, 1 vote per
    share. 
    
    6,000,000 common shares type C nominal value 0.0003000 Pesos, 1 vote per
    share. 
    
    Active Partnership Capital unknown. Capital payed: 0 Pesos. Initial
    Capital: 15,000,000.0000000 Pesos. 
    
    On April 3, 1998, subject increased capital to 20,000,000.0000000 Pesos;
    registered in the Registro Público de Comercio, Buenos Aires, Nº 55.533,
    Volume A, Book 116. 
    
    Current Board of Directors was appointed on November 28, 2000, in
    Extraordinary General Meeting. 
    
    Balance Sheet as of: Dec/31. 
    
    Subject is affiliated with ASOCIACION DE FABRICANTES ARGENTINOS DE
    COMPONENTES (AFAC). 
    
    
    
    
    Proxy held by the President and/or the Vice-President, indistinctly. 
    
    
    
    
    ------------------------------ STOCKHOLDERS ------------------------------
    
    
    MAIN STOCKHOLDER:
    
    
    ARTES GRAFICAS MODELO S.R.L. 
    
Percentage of interest: 52 %. 
        D-U-N-S 97-129-3097                                                   
    Viamonte 570 Pisos 2° y 3°                                              
    Buenos Aires                                                            
    Argentina.                                                              
    Argentina                                                               
    Telephone: (011) 4318-3100                                              
    Fax: (011) 4318-3183                                                    
    Line of Business: fabricación de formularios continuos 
    SIC: 2761                                                               
    Year started: 1964                                                      
    C.U.I.T. 36-25574410-2                                                  
    
    
    MINORITY STOCKHOLDERS: 
    
    
    NATALINO, JORGE ANDRES 
    
Percentage of interest: 48 %. 
        D-U-N-S 97-129-2925                                                   
    Viamonte 570 Pisos 2° y 3°                                              
    Buenos Aires                                                            
    Argentina.                                                              
    Argentina                                                               
    Telephone: (011) 4318-3100                                              
    Fax: (011) 4318-3183                                                    
    Line of business: comercialización mayorista y minorista de comestibles y
    afines 
    SIC: 5141                                                               
    Year started: 1969                                                      
    C.U.I.T. 20-00000000-1                                                  
    
    
    
    
    ------------------------------- AFFILIATE --------------------------------
    
    Subject is member of the HOLDING MODELO. 
    
    
    Company related to subject: 
    
    
    MODELO S.A. DE SERVICIOS, addressed at José Alberto Carrizo 9663, Buenos
    Aires, Argentina.. Subject holds 49.00% of capital. 
    
    
    Companies controlled by subject: 
    
    
    GOLDMAN AUTOMOTORES S.A., addressed at Avenida Del Libertador 14541,
    Martínez, Buenos Aires, Argentina. Legal form: active. Subject holds
    99.99% of capital. 
    
    
    INDUSTRIAS GOLDMAN S.A., addressed at José Alberto Carrizo 9663, Buenos
    Aires, Argentina. Legal form: active. Subject holds 90.00% of capital. 
                                         
             +------------------------------------------------------+
             ¦  Request for D&B local  office Business Information  ¦
             ¦  Reports on companies related to subject.            ¦
             +------------------------------------------------------+
    
    
    
    
    -------------------------------- BACKGROUND ------------------------------
    
    Dr. Jorge Andrés Natalino; President, L.E. 3.922.115, C.U.I.T.
    20-03922115-0, married to Raquel Wielzer, born in Argentina on
    Jan/16/1933. Lives at Avenida Del Libertador 3850, Piso 1º, Buenos Aires,
    Argentina. Economist . 
    
    Graduated from: 
    
    Facultad de Ciencias Económicas, Universidad Nacional de Buenos Aires.
    Graduated as Economist, in 1958. 
    
    
    
    Simultaneously from 1978, he is President of BIERZO S.C.A. (D-U-N-S
    97-270-7306) , addressed at Dr. Adolfo Alsina 1569 PISO 3º DPTO 12
    Monserrat, Capital Federal, Federal District, Argentina. ; he is President
    of MODELO S.A. DE SERVICIOS, addressed at José Alberto Carrizo 9663,
    Buenos Aires, Argentina; from 1971, he is Partner of ARTES GRAFICAS MODELO
    S.R.L. (D-U-N-S 97-129-3097) , addressed at Viamonte 570 Pisos 2° y 3°,
    Buenos Aires, Argentina. . 
    
    Previously from 1970 until 1992, he was Partner of SIMON GOLDMAN &
    ASOCIADOS, addressed at Avenida Leandro N. Alem 928, Piso 1°, Buenos
    Aires, Argentina. 
    
    business founder 1948. Took office in 1998. Commercial background unknown.
    
    
    Engineer Fabián Andrés Silverman; Vice-President, D.N.I. 16.543.327,
    C.U.I.T. 20-16543327-9, single, born in Argentina on Mar/16/1964. Lives at
    Echeverría 3965, Buenos Aires, Argentina. Electromechanical Engineer . 
    
    Graduated from: 
    
    Facultad de Ingeniería, Universidad Católica Argentina. Graduated as
    Electromechanical Engineer, in 1988. 
    
    
    
    Simultaneously from 1992, he is Director of MODELO S.A. DE SERVICIOS ,
    addressed at José Alberto Carrizo 9663, Buenos Aires, Argentina; he is
    Director of INDUSTRIAS GOLDMAN S.A., addressed at José Alberto Carrizo
    9663, Buenos Aires, Argentina. 
    
    Previously from 1984 until 1988, he was employee of INDUSTRIAS
    ALIMENTICIAS EL ANGEL S.A., addressed at Avenida General Paz 2269, Buenos
    Aires, Argentina. 
    
    Entered the board of directors of subject in 1992. Took office in 2000.
    Commercial background unknown. 
    
    
    Dr. Mariano Mauricio Goldman; Permanent Director, D.N.I. 15.891.997,
    C.U.I.T. 20-15891997-3, married to Delía Rita García, born in Argentina on
    Dec/16/1963. Lives at Avenida La Plata 122, Buenos Aires, Argentina.
    Attorney . 
    
    Graduated from: 
    
    Facultad de Derecho y Ciencias Sociales, Universidad Nacional de Buenos
    Aires. Graduated as Attorney, in 1990. 
    
    
    
    Simultaneously from 1992, he is Director of GOLDMAN AUTOMOTORES S.A.; from
    1992, he is Director of MODELO S.A. DE SERVICIOS; from 1992, he is
    Director of INDUSTRIAS GOLDMAN S.A.; from 1998, he is Partner-Manager of
    ARTES GRAFICAS MODELO S.R.L. (D-U-N-S 97-129-3097) , addressed at Viamonte
    570 Pisos 2° y 3°, Buenos Aires, Argentina. . Entered the board of
    directors of subject in 1985. Took office in 1985. Commercial background
    unknown. 
    
    
    Delia Rita García; Deputy Director, D.N.I. 14.377.352, C.U.I.L.
    27-14377352-0, married to Mariano Mauricio Goldman, born in Argentina on
    Feb/25/1962. 
    
    Simultaneously from 1992, she is Director of MODELO S.A. DE SERVICIOS; she
    is Director of GOLDMAN AUTOMOTORES S.A.. 
    
    Previously from 1985 until 1990, she was employee of REPUESTOS DAPFRE
    S.R.L., addressed at Avenida Warnes 2247, Buenos Aires, Argentina. 
    
    Entered the board of directors of subject in 1990. Commercial background
    unknown. 
    
    
    Carlos Pérez; Deputy Director, L.E. 4.581.388, C.U.I.T. 20-04581388-8,
    married, born in Spain on Dec/16/1944, Madrid, Spain. Arrived to the
    country in 1960. Naturalized in 1970. 
    
    Simultaneously from 1990, he is Director of MODELO S.A. DE SERVICIOS; from
    1990, he is Director of AUTOMOTORES GOLDMAN S.A.. 
    
    Previously from 1968 until 1977, he was employee of EMPRESA MODELAR
    S.C.A., addressed at Avenida Santa Fe 2929, Buenos Aires, Argentina. 
    
    Entered the board of directors of subject in 1977. Took office in 1998.
    Commercial background unknown. 
    
    
    Dr. Juan Alberto Triventi; Permanent Syndic, L.E. 8.833.292, C.U.I.T.
    20-08833292-0, married, born in Argentina on Jun/16/1952. Public
    Accountant . 
    
    Simultaneously from 1980, he is member of ESTUDIO TRIVENTI, TAGLIABUE &
    ASOCIADOS, addressed at Uruguay 353, Piso 21°, Buenos Aires, Argentina. 
    
    
    Dr. Ricardo Enrique Tagliabue; Deputy Syndic, L.E. 7.938.556, C.U.I.T.
    20-07938556-7, born in Argentina on Jul/17/1953. Public Accountant . 
    
    Simultaneously from 1980, he is member of ESTUDIO TRIVENTI, TAGLIABUE &
    ASOCIADOS, addressed at Uruguay 353 Piso 21°, Buenos Aires, Argentina. 
    
    
    Dr. Mariano Mauricio Goldman; General Manager, married to Rita Delia
    García, born in Argentina, of age. Attorney . No filiatory and/or
    commercial information could be gathered. 
    
    
    Lic. (a five years degree) Pablo Souza; Sales Manager, married, born in
    Spain, of age. Licenciado en Comercio Internacional . No filiatory and/or
    commercial information could be gathered. 
    
    
    Accountant Eduardo Perea; Administrative Manager, married, born in
    Argentina, of age. National Public Accountant . No filiatory and/or
    commercial information could be gathered. 
    
    
    Lic. (a five years degree) Francisco Muzzi; Financial Manager, married,
    born in Argentina, of age. Doctor in Economy . No filiatory and/or
    commercial information could be gathered. 
    
    
    Lic. (a five years degree) Luis López; Human Resources Manager, married,
    born in Argentina, of age. Doctor in Labor Relations . No filiatory and/or
    commercial information could be gathered. 
    
    
    Engineer Cristian Pardo; Data Processing Manager, married, born in
    Argentina, of age. Systems Engineer . No filiatory and/or commercial
    information could be gathered. 
    
    
    --------------------------- MEDIA INFORMATION ---------------------------
    
    
        The following media research maybe expressed in the country's local 
        language.
    
    
    
    
    25/Jun/2000. 
    
    La Asamblea Extraordinaria de Accionistas resolvió la creación de un
    Programa Global de Obligaciones Negociables Simples, no convertibles en
    acciones, por un monto global de hasta u$s 200 millones y resolvió la
    emisión de Obligaciones Negociables, dentro del mismo programa, por un
    monto de hasta u$s 50 millones, para la instalación de una nueva planta
    industrial ubicada en San Martín (Buenos Aires). 
    
    
    1/Oct/2000. 
    
    Empresa Modelo S.A., dedicada a la fabricación de repuestos para
    automotores, es referida con buenas probabilidades de ganar la licitación
    para la provisión de repuestos para el parque automotor de la Policía de
    la Provincia de Buenos Aires. 
    
    5/Jan/2001. 
    
    La titular resultó adjudicataria para la provisión del parque automotor de
    la Policía de la Provincia de Buenos Aires, por el cual ha firmado un
    contrato de provisión por el término de diez años, renovable de a cinco
    años de común acuerdo, por la suma de u$s 75 millones. 
    
    2/Feb/2001. 
    
    Según Ranking de la Cámara Argentina de Autopartistas, al 31/Dic/2000, la
    titular ocupaba el Puesto Nº 2, según volúmenes de facturación, con una
    participación del 12 % del total del mercado. 
    
    
    
    ----------------------------- OPERATIONS -------------------------------
    
    SIC Nº 37140200, Manufacture Motor vehicle transmissions, drive
    assemblies, and parts, (80%) 
    
    SIC Nº 50130100, Commercialization Automotive supplies and parts, (20%) 
    
    
    Representative of DINAMO EASTERN CORPORATION, Houston, United States. 
    
    Representative of COMPAGNIE PEINTURES S.A., París, France. 
    
    Representative of WHELLSNARGS GmbH, Berlín, Germany. 
    
    
    
    PRODUCTION CAPACITY: 10,000,000.00 units monthly. 
    
    Manufactures about 7,000,000.00 units per month. 
    
    ISO9000 certificate was awarded by Det Norske Veritas, applicable to la
    planta industrial. 
    
    At present operates at 70% of its capacity. 
    
    In the country, subject is considered leader in this line of business. 
    
    Manufactures under 3 trademarks: HAUS; WINEX; ZERTIN. 
    
    PURCHASES 
    
    Purchases from domestic suppliers: 70% net 30-60-90 days. 
    
    Purchases from foreign suppliers: 30% net 180 days, in terms of letter of
    credit and bill of exchange. 
    
    
    IMPORTS 
    
    Imports mainly from United States; France; Germany. 
    
    SALES 
    
     Has a portfolio of 3000 client(s) (approx.). 
    
    
    Sales are focused on: 
    
     - To the local market (80%). 
     - To the foreign market (20%). 
     - To assembly lines (60%); net 270 days. 
     - To distributors (30%); net 30-60 days. 
     - To retailers (10%); net 30 days. 
    
    Main Customers: 
    
    REPUESTOS AVENIDA S.A., San Martin, Buenos Aires; REPUESTOS SAN MARTIN
    S.A., San Martin, Buenos Aires; WARNES REPUESTOS S.A., Buenos Aires;
    CORRIENTES REPUESTOS S.A., Goya, Corrientes; DANIEL ISMAEL FERREIRO S.A.,
    Río Cuarto, Córdoba; FABRICA DE AUTOMOVILES INTERNACIONALES S.A., Rosario,
    Santa Fe; FABRICA DE AUTOS DEL SUR S.A., El Palomar, Buenos Aires. 
    
    Main Suppliers: 
    
    INDUSTRIAS METALURGICAS CHAVEZ S.A.; COMPAÑIA INDUSTRIAL SUDAMERICANA
    S.A.; LUIS ALBERTO DE LUCIA PUBLICIDAD S.A.; PAPELERA 25 DE MAYO S.A.;
    IMPRESORAS CACHIMAYO S.A.; INDUSTRIAS METALURGICAS BONDEL S.A.; INGENIERIA
    AUTOMOTRIZ APLICADA S.A.. 
    
    SEASON 
    
    Heavy sales season is from July to November. 
    
    TERRITORY 
    
    Products are commercialized locally and in foreign countries. Exports to
    Uruguay, Colombia, Ecuador, Brazil. 
    
    EMPLOYEES 
    
    Total: 250, (40 here). Includes: 10 executives, 30 administrative
    employees, 150 operators, 40 salespersons, 20 supervisors. 
    
    REGISTRATIONS 
    
    C.U.I.T. 30-11111111-1. 
    
    Importer/Exporter Register Nº 48521/3-6. 
    
    Gross Revenue Tax Nº 908-560212-2. 
    
    
    
    
    
    ------------------------------ LOCATION --------------------------------
    
    Heading address includes administration office, warehouse and sales,
    occupying own real estate of 1.200 covered square meters, on land of 2.000
    square meters, located in industrial area, on main avenue of busy traffic
    and of good shape. 
    
    It also has: 
    
    Industrial plant, occupying own real estate, located at Avenida Mitre
    6640, Munro, Buenos Aires, Argentina, telephone/s (011) 4777-7777, fax
    (011) 4777-1111, of 20.000 covered square meters, on land of 15.000 square
    meters, located in industrial area, on main avenue of busy traffic and of
    good shape. 
    
    Administrative annex, occupying own real estate, located at Reconquista
    1010, Piso 2º , Buenos Aires, Argentina, telephone/s (011) 4322-0011, fax
    (011) 4311-0099, of 350 covered square meters, located in
    downtown-commercial area, on main street of busy traffic and of good
    shape. 
    
    
    LEGAL PLACE OF BUSINESS: Viamonte 570 Piso 2°, Buenos Aires. 
    
    
    ------------------------- CREDIT RISK INDICATOR ------------------------
    
    The Credit Risk Indicator appears from the analysis of key areas
    determinated by D&B. The indicator is made as from the summatory of the
    estimation of each area. 
    
    ----------------------------------------------------------------------
     # Key Area                         Result     Estimated        Result 
                                                Contribution       by Area
    ----------------------------------------------------------------------
     1 Payments Bahviour                    5          20.00%       1.000
     2 Legal Background                     6          12.50%       0.750
     3 Financial System Debt                0          10.00%       0.000
     4 Rejected Checks                      4          10.00%       0.400
     5 Liquidity Ratio                      8          10.00%       0.800
     6 Total Indebtedness                   8           5.00%       0.400
     7 Profitability Margin                 2           5.00%       0.100
     8 Sales Tendency                       8           5.00%       0.400
     9 Years on Business                   10          10.00%       1.000
    10 Employees                            8           7.50%       0.600
    11 Capital Stock                        7           5.00%       0.350
    ----------------------------------------------------------------------
                                              Final Indicator       5.800
    
    
    The Credit Risk Indicator Average that appears from the product analysis
    of the Dun & Bradstreet Argentina's Database is the following: 

                          Average                                 Average
    Employees           Indicator     Activity                  Indicator
    ------------------- ---------     ------------------------- ---------
    Between 1 and 10        4.980     Agriculture, Forestry         
    Between 11 and 40       5.820     and Fishing                   5.220
    Between 41 and 100      6.200     Mining and Petroleum          5.930
    Between 101 and 500     6.620     Construtions                  5.960
    More than 500           6.760     Food and Tobacco              
                                      Products                      5.760
                          Average     Manufacture of non            
    Age                 Indicator     Perishble Products            5.950
    ------------------- ---------     Transporty Public            
    Older than 20 Years     5.980     Services                      5.470
    Between 11 and 20       5.730     Wholesaler                    
    Between 5 and 11        5.360     Commercialization             5.490
    Between 3 and 5         4.980     Retailer                      
    Between 1 and 3         4.320     Commercialization             5.430
    Younger than 1          4.170     Services                      5.270




    KEY AREA DETAIL

    1 Payments Behaviour              2 Legal Background                   
    -----------------------------     -----------------------------------  
    0%                         10     No Suits                         10
    Between 0% and 25%          8     1 Suit                            8
    Between 25% and 40%         7     2 or more Suits                   6
    Between 40% and 55%         5     1 Bankruptcy Proceeding           4
    Between 55% and 70%         4     2 or more Bankruptcy Proceedings  2
    More than 70%               2     Homologed Bankruptcy Proceeding   0
    No Information              0     -----------------------------------
    -----------------------------       

    3 Financial System Debt           4 Rejected Checks in the last        
      in Situation 1 (Normal)           12 months for lack of funds        
    -----------------------------     -----------------------------------  
    100% In Normal Situation   10     Without Rejected Checks          10
    Between 90% and 100%        8     1 Rejected Check                  8
    Between 70% and 90%         6     2 Rejected Checks                 6
    Between 50% and 70%         4     3 Rejected Checks                 4
    Between 30% and 50%         2     4 Rejected Checks                 2
    Less than 30%               0     More than 4 Rejected Checks       0
    -----------------------------     -----------------------------------  

    5 Liquidity Ratio                 6 Total Indebtedness                 
    -----------------------------     -----------------------------------  
    Greater than 2.00          10     Lower than 0.20                  10
    Between 1.50 and 2.00       9     Between 0.20 and 0.50             8
    Between 1.00 and 1.50       8     Between 0.50 and 1.00             6
    Between 0.70 and 1.00       7     Between 1.00 and 1.50             4
    Between 0.50 and 0.70       5     Between 1.50 and 2.00             2
    Lower than 0.50             1     Greater than 2.00                 1
    No Information              0     No Information                    0
    -----------------------------     -----------------------------------  

    7 Sales Tendency                  8 Profitability Margin               
    -----------------------------     -----------------------------------  
    Greater than 10%           10     Greater than 15%                 10
    Between 5% and 10%          8     Between 10% and 15%               9
    Between 0% and 5%           6     Between 5% and 10%                8
    Between 0% and (5)%         4     Between 3% and 5%                 6
    Between (5)% and (10)%      2     Between 0% and 3%                 4
    Greater thanl (10)%         1     Loss                              0
    No Information              0     No Information                    0
    -----------------------------     -----------------------------------  






    9 year in Business                10 Employees                         
    -----------------------------     -----------------------------------  
    Greater than 20            10     Greater than 500                 10
    Between 11 and 20           9     Between 101 and 500               8
    Between 5 and 11            7     Between 41 and 100                6
    Between 3 and 5             5     Between 11 and 40                 4
    Between 1 and 3             3     Between 1 and 10                  2
    Less than 1                 1     No Information                    0
    No Information              0                                        
    -----------------------------     -----------------------------------  

    11 Capital Stock(in Thousands)      
    -----------------------------       
    Greater than $10.000       10                                      
    Between $5.000 and $10.000  9                                      
    Between $2.500 and $5.000   8                                      
    Between $1.000 and $2.500   7                                      
    Between $500 and $1.000     6                                      
    Between $100 and $500       5                                      
    Between $50 and $100        4                                      
    Between $10 and $50         2                                      
    Less than $10               1                                      
    No Information              0                                      
    -----------------------------       

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    Copyright 2002 Dun & Bradstreet. All Rights Reserved. 
    
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    customer as one factor in its business decisions, contains information
    compiled from sources D&B does not control and which, unless otherwise
    indicated in this report, has not been verified. D&B does not assume any
    of user's business risk; does not guarantee the accuracy, completeness,
    and timeliness of the information; and shall not be liable in tort,
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    of this information, even if caused by D&B's negligence. 
    
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    prescriptions of the Argentine Data Protection Law Nbr. 25.326, and that
    the agreement of the data owners has been required in such cases that was
    necessary (articles 5th, 6th and 26th of the Law). 
    
    999/G999/